Finmo: AI-Native Treasury Platform Wins Asia FinTech Award

Finmo: AI-Native Treasury Platform Wins Asia FinTech Award

Finmo has been named FinTech of the Year at the Asia FinTech Awards 2026, recognising its approach to simplifying payments, treasury management and financial operations for businesses operating across global markets.

The award was presented at the Asia FinTech Awards ceremony in Singapore on August 21. Finmo emerged as the winner from nine finalists in the competition.

The recognition comes as finance teams face growing complexity in managing multiple entities, currencies, bank accounts and payment systems.

Bringing Payments and Treasury Together

Finmo has built what it describes as a Treasury Operating System (TOS) for modern finance teams.

The platform brings global payments, cash intelligence and artificial intelligence together within a single operating environment.

Rather than requiring finance teams to work across disconnected banking, payment and treasury systems, Finmo aims to provide a unified view of financial operations.

The platform connects data from bank accounts, accounting platforms, ERP systems and other financial tools.

This gives finance teams access to consolidated financial information while enabling them to take action from the same environment.

AI Moves Treasury Beyond Visibility

Traditional treasury technology has often focused on reporting and visibility.

Finmo is positioning its platform around a broader model that combines intelligence with execution.

Its approach allows finance teams to analyse cash positions and make payment decisions while managing liquidity and foreign-exchange exposure across markets.

The company believes this connection between financial intelligence and action can help businesses respond faster to changing cash requirements.

For globally distributed companies, that capability can become increasingly important as payment flows and financial operations span multiple jurisdictions.

Recognition for FinTech Innovation

The Asia FinTech Awards evaluates companies across criteria including product-market fit, market receptivity, differentiation and innovation.

Finmo competed against eight other finalists before receiving the top award.

Jessica Crompton, Partnerships Manager at Fintech Intel, said the judges were impressed by Finmo’s vision, innovation and ability to deliver impact at scale.

The recognition adds to Finmo’s profile as it expands its platform for businesses managing increasingly complex financial operations.

Finmo’s Global Financial Infrastructure

Finmo was founded by David Hanna, Akhil Nigam, Richard Oh, Raj Vimal Chopra and Thomas Kang.

The company is backed by PayPal Ventures, Citi Ventures and Quona Capital.

Its platform is designed for cross-border businesses that need to manage payments, cash and treasury operations across multiple markets.

Finmo says it is licensed in eight jurisdictions, including Singapore, Australia, Hong Kong SAR, New Zealand, Canada, the United States, the United Kingdom and Dubai.

That geographic footprint reflects the company’s focus on global financial operations rather than domestic payment management alone.

A Treasury Platform Built for CFOs

The shift toward integrated financial technology is particularly relevant for CFOs and finance leaders.

As companies expand internationally, finance teams can encounter fragmented systems for banking, payments, accounting, cash management and foreign-exchange operations.

Finmo’s model seeks to reduce that fragmentation by creating a common technology layer across these functions.

The company’s Treasury Management System provides real-time visibility and control while its payments and cash-management capabilities allow finance teams to act on the information available to them.

This combination represents a broader evolution in enterprise fintech: moving from systems that primarily report financial information toward platforms that can help interpret and act on it.

What the Recognition Signals for Enterprise FinTech

Finmo’s Asia FinTech Awards win also highlights a broader trend in financial technology.

AI is increasingly being incorporated into enterprise financial workflows, but the more significant opportunity may come from combining AI with transaction infrastructure and operational systems.

For treasury teams, intelligence is most valuable when it can support decisions around payments, liquidity and risk.

Finmo’s approach is therefore aimed at connecting three traditionally distinct areas: financial data, intelligence and execution.

That convergence could become increasingly important as businesses operate across more currencies, markets and financial institutions.

Finmo: AI-Native Treasury Platform Wins Asia FinTech Award

The Road Ahead for Finmo

The FinTech of the Year award marks another milestone for Finmo as it continues expanding its Treasury Operating System.

The company is targeting businesses that need greater visibility and control over increasingly complex financial operations.

Its proposition is built around a simple premise: finance teams should not have to move between multiple disconnected systems to understand and manage their money.

By combining treasury intelligence, global payments and cash management within one platform, Finmo is positioning itself at the intersection of AI, fintech infrastructure and enterprise financial operations.

For the broader fintech industry, its recognition at the Asia FinTech Awards 2026 underscores the growing importance of intelligent, integrated platforms in the future of corporate finance.